Financial Choice -

WE WISH YOU A HAPPY AND SUCCESSFUL 2010.

HAVE YOU MADE YOUR NEW YEARS RESOLUTION?

 "RESOLUTION"a decision to do something or to behave in a certain manner.

It is now time to start planning for the next decade to achieve all you personal, financial and career goals.

In these volatile times it is important to continue to focus on the end game. With over 28 years of experience in Financial Planning we are competent and experienced to give you the independent and objective advice to help you create your own ideal financial future.

Financial Choice makes Financial planning very simple.The creation of your plan revolves around our simple four step process.

                  "Think it","Plan it","Do it" and "Review it".

Our fee based financial planners will carefully consider your personal objectives and your financial position to design a carefully crafted financial plan that will be constantly reviewed and balanced in line with your changing circumstances and risk profile.

We understand you have a choice in financial planning and we look forward to helping you achieve your goals.We hope that you see the financial benefits of partnering with us.

WHAT DO THE EXPERTS TIP FOR 2010.

The global economy is set to build on the recovery that was set in 2009. Many experts predict that The Risk of a "Hard W" is Still Uncomfortably High. There is about a one-in-five chance of a double-dip or "hard W" downturn. This could be triggered by any number of factors, including a premature tightening of fiscal and/or monetary policies, a major retrenchment of consumer spending in the face of rising unemployment, a sharp and sustained rise in oil prices (either because of a supply disruption or increased speculative activity), and the failure of a few large financial institutions. It would probably take some combination of these factors to drag global growth back into negative territory.

The top 5 tips for 2010.

1.Most Emerging Markets—Especially in Asia—Will Outpace the Developed Economies.

2.Commodity Prices Will Move Sideways.

3. Inflation Will (Mostly) Not Be a Problem.

4.While the U.S Dollar May Strengthen a Little, It is on a Downward Glide Path.

5.Interest Rates in the G-8 Economies Will Remain Very Low.

What will affect your household budget most in 2010.

• Interest rates are going to stabilise in 2010 as our economy grows. Start to leverage your position to purchase shares at bargain prices.
• House prices to stabilise in 2010 after the stimulus is taken out of the economy.
• Shares will improve as Companies provide dependable dividend streams.